When buying real estate in Croatia, the typical costs include a one-time tax of 3%, the agency’s brokerage commission of 3%-4% (if engaged), and the cost of a court interpreter for bilingual contracts if the agency does not provide this service. If you are buying a property without an agency, expect costs for a lawyer and a notary.

It is important to carefully examine all aspects of the transaction to be fully informed about financial obligations when purchasing real estate.

Engaging a Lawyer

1. Legal Advice:
A lawyer can provide legal advice and help you understand all rights and obligations related to real estate purchases.

2. Contract Review:
A lawyer will review all legal documents, including the purchase agreement, to ensure that all conditions are favorable for you.

3. Legal Security:
Provides legal protection throughout the entire purchase process, especially if legal questions or challenges arise.

4. Representation at Property Transfer:
A lawyer can be present during the property transfer to ensure that all steps are correctly carried out.

Engaging a Real Estate Agency

1. Finding Properties:
Agencies have access to a diverse real estate market and can help you find properties that meet your requirements.

2. Negotiation:
Experienced agents can negotiate with sellers to achieve favorable purchase terms.

3. Administrative Assistance:
Agencies handle the administrative part of the process, including paperwork and organizing the necessary documentation.

4. Economic Efficiency:
In some cases, collaborating with an agency may be more economically efficient than individual engagement.

Combining Both Approaches

It is also possible to combine both approaches. For example, you can hire a lawyer for legal aspects of the transaction and collaborate with an agency for finding and negotiating real estate. It is crucial to research the real estate market, understand legal requirements, and assess your capabilities to make an informed decision about what is best for your situation.

How to find a house?
Finding a house can be achieved through various channels. Directly approaching property owners or checking online platforms such as classified ads websites (e.g., Njuškalo, Oglasnik.hr) are common methods. However, for a more thorough investigation, it is advisable to collaborate with a real estate agency.

How to rent an apartment?
Renting an apartment involves similar steps. While direct agreements with landlords are possible, using online platforms and collaborating with real estate agencies can simplify the process. Agencies often offer a broader range of options and can assist with a detailed search for properties.

How to buy real estate?
Purchasing real estate can be a complex process. Although buying directly from the owner is possible, utilizing the services of a real estate agency is recommended for a deeper understanding of the real estate market. Agencies can facilitate transactions and assist with legal aspects such as property registration. Additionally, collaborating with an experienced professional who speaks your language, especially if you are a foreigner, can significantly ease the handling of these nuances.

It’s important to note that many agencies also advertise on foreign portals, so paying attention to platforms in your home country is essential.