Health insurance in Croatia is mandatory for all citizens and foreigners residing in the country. Here are a few steps on how to get health insurance in Croatia:

1. Register your residence:
If you are not a Croatian citizen, the first step is to register your residence with the Ministry of the Interior (MUP) to qualify for health insurance.

2. Visit HZZO (Croatian Institute for Health Insurance):
After registering your residence, visit the nearest branch of HZZO. There, you will receive the application form for mandatory health insurance.

3. Gather necessary documentation:
The health insurance application usually requires several documents, including an identification document, residence confirmation, and other relevant papers.

4. Fill out the application form:
Complete the form provided by HZZO, providing personal details, address, occupation, and other information.

5. Submit documents:
Submit the filled-out form and all required documents at the nearest HZZO branch.

6. Contribution payment:
Individuals not employed or without another source of income must independently pay contributions for health insurance. If employed, contributions will be automatically deducted from your salary.

After completing these steps, you will receive a health card that grants you access to various health services in the public health system in Croatia. It is crucial to regularly pay contributions to maintain your active health insurance.

Private health insurance

Private health insurance in Croatia provides an additional level of healthcare beyond what mandatory public health insurance offers. Here are some key details about private health insurance:

1. Coverage:
Private health insurance often provides broader coverage compared to mandatory insurance. This may include additional medical services, quicker appointment times, a greater choice of specialists, hospital treatment in private facilities, etc.

2. Costs:
Insurance companies offer various packages and plans at different prices. The costs of private insurance depend on the type of coverage, the age of the insured, the scope of services, and other factors. Generally, private insurance has monthly or yearly premiums.

3. Quick accessibility:
One advantage of private insurance is faster access to healthcare services. Patients often have the opportunity to get quicker appointments for examinations, diagnostics, or surgeries in private facilities.

4. Choice of service providers:
Insured individuals with private health insurance typically have a greater choice of service providers, including private doctors, clinics, and hospitals.

5. Additional benefits:
Some insurance companies offer.